V-FM: The Pensions Podcast

The podcast from Darren Philp and Nico Aspinall talking all things pensions and investments.

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Chatting all things pensions and investments

 

'V-FM'... It's the podcast you've been waiting for...

 

Darren Philp and Nico Aspinall having a chat about pensions, investment and anything else that takes their fancy. Join us for an hour of geekery and topical discussion.

 

Got a topic you'd like us to cover... get in touch at vfmpensions@gmail.com

Episodes

Friday May 30, 2025

In this episode of V-FM Pensions, hosts Darren and Nico chat to Guiide Founder and CEO Kevin Hollister.
Not surprisingly, this is a decumulation-heavy episode with Kevin using the opportunity to talk about a new Guiide D2C proposition that has just been launched with the aim of helping people achieve sustainable retirement outcomes. We also chat a lot about how to help people manage their money in retirement and, of course, defaults vs engagement, as well as the FCA's advice/guidance regulatory boundary.
We cover the Pensions Investment Review (watch out for the special incoming...), consumer satisfaction with pension transfers, and, of course, find out what value for money means to Kevin.
Enjoy!

Friday May 23, 2025

In this episode of VFM Pensions, hosts Darren and Nico chat to Eversheds Sutherland's Partner and Head of DC, Michael Jones, about all things value for money.
Michael has the honour(?) of being the first actively practicing pensions lawyer on the podcast and he timed his appearance perfectly being a Spurs fan (recording the morning after a lucky Europa Cup win...)
As well as finding out how Michael got into pensions and what value for money means to him, we have a wide-ranging discussion covering:
Recent statements from the Pensions Minister concerning DB Surpluses
The latest WPI report on scale and independence
Angela Rayner's proposed tax hikes - will we / won't we see the reintroduction of the Lifetime Allowance?
Pension investment and fiduciary duty
The use and evolution of AI in pensions
And a crowd funding campaign seeking a KC opinion on the retrospective nature of the Government making DC pensions subject to IHT.
Enjoy!
 

Friday May 16, 2025

In this episode of V-FM Pensions, hosts Darren and Nico chat to XPS' Head of DC Investments Mark Searle.
As well as finding out what value for money means to Mark and how he got into the pensions industry we, of course, kick off by talking about the gig news of the week, the Mansion House Accord. We also chat pensions adequacy, at retirement solutions and investing in the US.
Enjoy!

Friday May 09, 2025

In this episode of V-FM pensions, hosts Darren and Nico chat to Fidelity International's James Monk.
As well as finding out what value for money means to James and how he got into pensions, the wide-ranging discussions covers: Mansion House and local investing, and a general discussion about UK economic developments; Trump's crypto play; TPT's announcement that it is planning to introduce multi-employer CDC; a report from the SPP urging savers not to panic; and the pros and cons of life vs custody platforms.
Listen to hear all this and more!
 

Friday May 02, 2025

In this episode of V-FM Pensions, hosts Darren and Nico spend time reflecting on some of the key pension and investment topics of the moment, building on comments from guests over the last few episodes.
We chat about Tony Blair's latest comments on climate change, the latest gossip about the next iteration of Mansion House and productive finance, assessing value for money by scratching the ITCH, next steps for collective defined contribution schemes, and a whole lot more...
We also get an update on Nico's injury woes and Nico shares some amazing news!

Friday Apr 25, 2025

In this episode of V-FM Pensions hosts Nico and Darren chat with the Chair of Pan Trustees, Steve Delo.
Steve is a Trustee on many schemes and was chair of the People's Pension for 10 years from its inception (he had the pleasure of working closely with the podcast hosts for a good few years).
We take a trip down memory lane discussing some historical pensions issues that schemes and trustees are still grappling with, focussing on the complexity of administration and data. We also chat about Steve's time at the People's Pension and some of the challenges in providing pensions at scale, the DWP announcement confirming its solution to deal with small pension pots, and the fiduciary challenges and lack of clear guidance on assessing and addressing climate risks in pension schemes.
We also find out how Steve got into pensions and, of course, find out what value for money means to him.
Enjoy!

Thursday Apr 17, 2025

In this episode of V-FM Pensions hosts Darren and Nico chat to Fulcrum's Head of Alternative Solutions Matt Roberts.
Matt takes the podcast by storm and rips up the usual podcast format by kicking off with his views on what value for money means to him...
We also cover tariffs, consolidation, zero cost equity investing, British Steel and... would you believe it... stamp collecting...

Friday Apr 11, 2025

In this episode of V-FM Pensions, hosts Nico and Darren chat to NEST policy guru Philip Brown about all things pensions and all things policy.
As well as talking about the 100th anniversary of the Great Gatsby and celebrating Arsenal's 3-0 win over Real Madrid, we chat pension freedoms, market volatility, the role of NEST, Hymans proposals for reform of the pension system, CDC and a whole load more! We also find out how Phil got into pensions and discuss what value for money means to him.
 
Enjoy!

Friday Apr 04, 2025

In this episode of V-FM Pensions, hosts Darren and Nico Chat to the PMI's new Chief Strategy Officer, Helen Forrest Hall.
Helen has been in the industry for 20 or so years and has just recently joined the PMI following a glittering career spanning time at The Pensions Regulator, the NAPF, and the DWP.
Helen is a self-confessed pensions and policy geek, and we get stuck into topics such as pensions and housing, TPR's approach to supervising professional trustee companies, a recent talk by the Regulator at the PMI's excellent Master Trust and DC Symposium, glide paths and investment allocation, the latest report from the IFS, and a whole lot more.
We also find out how Helen got into pensions and, of course, ask what value for money means to her.

Friday Mar 28, 2025

In this episode of V-FM Pensions, hosts Darren and Nico pick up on some of the key topics from the last few episodes. Our one-one 'specials' have often been based around responses to consultations, but, in an evolution of the podcast format, once a month we're going to explore in more depth some of the issues raised on the regular podcast.
So tune in and hear about the Spring Statement and the role of the Office for Budget Responsibility; systemic stewardship and fiduciary responsibility, including the role of pension funds in addressing society's big issues; and systems thinking in financial services. And we also discuss the recent acquisition of Barnett Waddingham by Howdens.

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