V-FM Pensions #82: Man of the People's.... Patrick Heath-Lay

In this episode of V-FM Pensions hosts Darren and Nico chat to their former boss and Chief Executive of the People's Partnership Patrick Heath-Lay. Patrick has been at People's (formerly B&CE) for his whole career and has a remarkable story of joining the organisation to deliver the mail and then working his way up to become CEO of one of the largest pension schemes in the country.

We, of course, ask Patrick what value for money means to him, but we also have an in depth discussion about policy and what's in the store for the future. We chat pensions adequacy, the Government's pensions review and productive finance. We also cover transfers, consolidation and scheme quality and the evolution of pensions in the UK, including how Patrick (and others) came together to truly disrupt the pensions market with the launch of the People's Pension back in 2011.

The most surprising thing about this episode though... Patrick is even complimentary about Nico's piano playing!